Picture this. You've worked hard to build your career, you're finally earning a six-figure salary, and you're trying to max out your retirement savings. You think you're doing everything right by ...

Older high-income workers who make contributions beyond the standard amount will have to put that extra money into a Roth 401 ...

A new rule is going into effect next year that will affect high earners who make “catch-up contributions” in their 401(k)s or other tax-deferred workplace retirement plans. The rule, which was created ...

On September 15, 2025, the Department of Treasury and Internal Revenue Service issued final regulations addressing catch-up contribution rules for 401(k) plans, 403(b) plans, and governmental 457(b) ...

Beginning January 1, 2026, age 50+ catch‑up contributions for “high‑paid participants” of 401(k), 403(b), and governmental 457(b) retirement plans must be made on a Roth basis. As a result, employers ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

One of the star pieces of Lewis Central’s state bowling championship a year ago, Caleb Hodtwalker, is making contributions as ...

While the agencies are ending a two-year delay in establishing the regulations, the rules will only be applied in ‘good faith’ in 2026. The U.S. Department of the Treasury and Internal Revenue Service ...