Life insurance is a necessity if you have immediate family or others that count on your income. However, choosing a policy that fits your financial goals and is affordable can be challenging. It helps ...

There are five main types of life insurance to choose from. Here’s a breakdown of what each one covers. Many, or all, of the products featured on this page are from our advertising partners who ...

ROCHESTER, N.Y. – Life insurance is a critical yet often overlooked financial tool, especially for those who are the primary earners in their families. Financial experts emphasize the importance of ...

Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website.

This guide explains how life insurance needs change from youth to retirement. The key takeaway is matching coverage type and ...

Local financial expert, Michael Masserant, from the Retirement Education Foundation shares some tips to picking the right life insurance plan, as well as what to watch out for when it comes to ...

Research insurance companies thoroughly, checking resources like the BBB and customer reviews. Understand your insurance needs and coverage requirements before comparing quotes. Understand the claims ...

A life insurance beneficiary can be a person, entity or organization you choose to receive the death benefit from your life insurance policy after you pass away. Once your beneficiary receives the ...

Whole life is built on certainty. Premiums remain level. Cash value grows at a guaranteed rate. The death benefit stays intact. For people who want long-term predictability and the comfort of knowing ...

If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died ...

Level term cover is one of the most popular options. It simply means that the sum insured remains the same, or it is ‘level’, ...

Have you designated a life insurance beneficiary? Providing for loved ones upon your death remains a priority for many people. That’s why it’s important to choose beneficiaries. Failure to do so could ...