The average car loan interest rate is 6.35% for new cars and 11.62% for used cars, according to Experian's State of the Automotive Finance Market report from the fourth quarter (Q4) of 2024. If you're ...

One of the most important decisions you’ll make during the car-buying process is how to finance your vehicle. Finance through the dealership or get an auto loan? Try This: 4 Low-Risk Ways To Build ...

In the fourth quarter of 2025, 20.3% of new‑car shoppers agreed to monthly payments topping $1,000 — the highest share ever recorded.

Review your credit report, know your credit score and, yes, freeze your credit before stepping on a car dealer's lot. Dealer-arranged financing is convenient but it will limit your options. Typically, ...

When your car payment outlasts who was in office when you bought it, you know we’ve entered a troubling era of automotive financing. Remember the time when a four-year car loan felt like forever? In ...

Ally offers refinancing and lease buyouts as well as new and used vehicle financing Written By Written by Staff Loan Writer, Buy Side Bob Haegele is a staff loan writer at Buy Side covering auto loans ...

Capital One offers vehicle refinancing as well as new and used vehicle financing Written By Written by Staff Loan Writer, Buy Side Bob Haegele is a staff loan writer at Buy Side covering auto loans, ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Brendan is a full-time senior editor of financial products and services at ...