Today’s Mortgage Refinance Rates: January 28, 2026 – Rates Decline

The rate on a 30-year fixed refinance decreased to 6.23% today, according to the Mortgage Research Center. Rates ...

Today’s Mortgage Refinance Rates: January 19, 2026 – No Movement On Rates

Mortgage Research Center. Rates averaged 5.24% for a 15-year financed mortgage and 6.04% for a 20-year financed mortgage.  ...
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Current Mortgage Refinance Rates: November 13, 2025 – No Movement On Rates

30-year fixed refinance mortgage rates didn’t move at 6.39% today, according to the Mortgage Research Center. Rates averaged 5.4% for a 15-year financed mortgage and 6.07% for a 20-year financed ...
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I asked ChatGPT when the best time to refinance is

If you bought your home when mortgage rates were higher than wanted, with plans to refinance once they dropped, you're not ...