The Home Affordable Refinance Program (HARP) is a Federal refinance program initiated in 2009 and targeting underwater homeowners. It is designed for homeowners who are current in their mortgage ...

Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.5%, and for 20-year mortgages, the average is 6.28%.  Related: Compare Current Refinance Rates 30-Year Refinance ...

The financial crisis pushed millions of Americans from their homes. And housing advocates complain that the government did more to prop up big banks on Wall Street than it did to help average people ...

The revamped version of HARP, the Home Affordable Refinance Program, is expected to help about 1.8 million borrowers take advantage of today's low mortgage rates, according to the Federal Housing ...