Businesses owned by people of color are one of the fastest-growing sectors in the country right now. The number of minority business enterprises (MBEs) increased by 38% from 2007 to 2012, while the ...
The January 2026 update enables examination of Non-Qualified Mortgage activity at the loan level across seven years of ...
In response to the CFPB’s decision, Adam DeSanctis, vice-president of communications at the Mortgage Bankers Association, ...
The CFPB recently issued a final Home Mortgage Disclosure Act (HMDA) rule to increase the threshold to report closed-end mortgage loans from 25 to 100 originated loans in each of the prior two years, ...
You want the good news or the bad news on HMDA? Let’s go with the good news: After collecting expanded data on borrowers under the Home Mortgage Disclosure Act rule changes, lenders are going to have ...
As banks prepare to comply with a Consumer Financial Protection Bureau rule adding new reporting requirements under the Home Mortgage Disclosure Act, much attention has been paid to how expanded data ...
On June 23, 2020, the CFPB published a new interpretive rule (the “Interpretive Rule”) to update the Home Mortgage Disclosure Act (HMDA) data fields that are used to identify “underserved” areas.
Data collected from lenders under the mandate of the Home Mortgage Disclosure Act (HMDA) is due to be released later this month but CoreLogic is advancing its own estimate of the headline data, the ...
Time is up. Well, almost up. Most of the 2015 updates to the Home Mortgage Disclosure Act rule take effect in January 2018. That’s just weeks away. But despite the looming deadline, many questions ...