Having a pre-existing condition doesn’t automatically mean you’ll be denied life insurance — or face significantly higher rates. Insurers evaluate conditions differently, so comparing quotes can help ...

Aging Americans face hefty healthcare costs. In fact, the typical nursing room costs seniors $104,000 annually — and that's for a shared room. Even in-home services can come with huge price tags, ...

Finding coverage options and limitations for pets with pre-existing conditions Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy ...

Life insurance offers valuable financial security and protection for loved ones if you pass away. If you have an existing medical condition you should still be able to buy term life cover, but it is ...

Health and Human Services Secretary Kathleen Sebelius today announced that the new health care law's Pre-Existing Condition Insurance Plan (PCIP) program is providing insurance to nearly 50,000 people ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Samantha (Sam) Silberstein, CFP®, CSLP®, EA, is an experienced financial consultant. She has ...

The ACA Has Stopped Most Insurers From Using Exclusion Periods Before the Affordable Care Act (ACA) reformed health insurance in the US, pre-existing conditions often played a significant role in the ...

Federal officials have extended the Pre-Existing Conditions Insurance Plan through March 31, according to a Kaiser Health News report. The $5 billion program was intended to help sick people waiting ...

HHS has issued an interim final rule that sets reimbursement rates under the agency’s pre-existing condition insurance plan guidelines to be made final June 15. HHS said if Medicare reimbursement ...