A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...

Find out how life insurance rates are determined and how to compare rates and shop around for a better deal ...

Level term cover is one of the most popular options. It simply means that the sum insured remains the same, or it is ‘level’, ...

Anyone can qualify for these policies, but premiums are very high compared to other options ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and about its pros and cons.

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if your policy lapses or is surrendered.

Heckerling experts warn advisors about policy management risks and tax traps that can derail permanent life insurance strategies ...

When you’re young, the last thing you’re likely to be thinking about is buying life insurance. Chances are, you’re focused on ...