Property insurance costs hit a record in 2025, and new data suggest higher premiums may be a significant factor behind mortgage delinquency rates.

Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

Even homeowners with record-low mortgage rates now face staggering increases in often-overlooked fees, changing the calculus for millions of buyers.

Citizens Property Insurance Corp., the state-backed insurer of last resort, has seen a significant reduction in policyholders, particularly in South Florida. Legislative reforms in 2021 and 2022 aimed ...

U.S. property insurance costs accelerated 4.9% to a new record high in the first half of the year, with homeowners in hurricane- and wildfire-struck states facing some of the steepest increases.

Across the 50 largest metros, an average of 7.0% of monthly homeownership costs go toward property insurance. Property insurance can account for a significant chunk of your monthly budget — especially ...

In recent years, homeowners insurance prices have risen far faster than inflation, with the national average premium for a typical policy reaching a staggering $3,303 in 2024. From 2021 to 2024, home ...

The rising costs and shrinking availability of property insurance, once concerns in just a few states, have become a nationwide problem. Homeowners across the country face double-digit insurance ...

Martin Lewis is urging anyone with a home insurance renewal due to be aware of a key trend, and check their prices carefully. New analysis shows home insurance prices - buildings and contents - have ...