A hard inquiry occurs when lenders request your full credit report, affecting your credit score. Understand how these inquiries impact your financial profile.

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Shopping for a mortgage, car loan or student loan? Make sure you know the 45-day rule Written By Written by Contributor, Buy Side Ben Luthi is a contributor to Buy Side and an expert on credit, loans, ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

October 7, 2020 Add as a preferred source on Google Add as a preferred source on Google Let’s say you’re looking at your credit reports and spot a credit inquiry you don’t recognize. An unfamiliar ...

Most issuers let you request a higher credit limit without hurting your score. Learn how it works, what you'll need, and why ...

TransUnion, one of the three largest credit bureaus in the U.S., has agreed to a $23 million class action settlement to resolve claims it failed to remove disputed hard inquiries from consumers' ...

A soft inquiry pulls enough of your credit history to determine your creditworthiness; a hard inquiry is a formal review of your credit report. Many or all of the products on this page are from ...

Zina Kumok is a freelance personal finance writer based in Indianapolis. She paid off her own student loans in three years. She also offers one-on-one financial coaching sessions at ConsciousCoins.com ...

Got a money question? Let Buy Side find the answer. Write to [email protected], and we may publish an answer Written By Written by Contributor, Buy Side Kerri Anne Renzulli is a contributor to Buy ...