A retirement cash-flow strategy that avoids selling income-generating investments at depressed prices, helping protect ...
Retiring Americans are quietly rewriting one of personal finance's most famous rules, trading the simplicity of a fixed 4 percent withdrawal for a more flexible "bucket" system that separates cash, ...
Kiplinger's Adviser Intel, formerly known as Building Wealth, is a curated network of trusted financial professionals who share expert insights on wealth building and preservation. Contributors, ...
Many retirees are unprepared for the switch from saving to spending. Here’s how to turn your retirement savings into steady, ...
As someone is planning for retirement or starting to think of doing so, you have a number of different financial strategies, and a good financial planner will walk you through them all. However, many ...
How to make sure assets last throughout retirement is a key question for advisers, and often very difficult to answer. Big, future dollar amounts are hard to visualize realistically, says Troy Hirschi ...
Retirees know that the worst time to sell stocks is during a market slide, yet that is exactly when many are forced to raise cash. A straightforward dividend approach flips that script by turning a ...
It’s a good problem to have: too much money saved for retirement and additional funds to leave to your heirs. Will you be one of the many who never spend it all?
Long regarded as leading the world in the design of defined-contribution accumulation schemes, Australia is a laggard when it comes to its decumulation scheme design. Surveying the state of play in ...
For many retirees, their biggest fear isn't just running out of money, it's running out of money because the market crashed at the worst possible time. We've all heard horror stories from big market ...