General rules of thumb aren't the best way to decide how to prepare for retirement. You may hear that you should max out your 401(k), but that's not always the best approach. The 4% rule to determine ...
Source: Unsplash, Creative Commons Zero. Decision making is a drain on willpower. Having rules of thumb (aka 'heuristics') can make decision making quicker, easier, and less of a willpower suck. Here ...