Discover what umbrella insurance covers, how it enhances personal liability protection, and why it suits those with significant assets or high-risk activities.

Umbrella insurance is a form of personal liability insurance that covers claims in excess of regular homeowners, auto, or watercraft policy coverage. It acts as an additional layer of protection for ...

A commercial umbrella insurance policy can give your business more coverage for less money. Learn if you need umbrella insurance and how to shop for it.

A personal umbrella policy (PUP) is a form of liability insurance. If you are sued for causing damage to a person or their property, it can help cover the financial judgment against you. Typically, ...

Start with your existing home or auto insurer. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Learn more about getting higher limits for your existing, underlying insurance policy. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

Your homeowners and auto insurance provide you with some liability coverage if you’re sued, but you may want the extra protection provided by umbrella insurance. An umbrella insurance policy is a type ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...