What Is the Federal Deposit Insurance Corporation (FDIC)? The Federal Deposit Insurance Corporation (FDIC) is a U.S. government agency that protects deposits in banks and other financial institutions.

FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category — meaning a single person can protect far more than $250,000 by using different account types at the same ...

Discover FDIC coverage for business accounts, including types insured and coverage limits, ensuring your deposits are ...

Dear Action Line: Considering the recent shenanigans on Wall Street, what is FDIC deposit insurance and can I count on it if my bank fails? — M.T., Tulsa.