Forbes has reviewed dozens of checking account offers and handpicked two that rise above the rest - plus, you could earn up to $450 just for opening an account.

The national average checking account interest rate is 0.07% APY as of February 2026, per FDIC data. See how rates compare and where to find a better rate.

We gathered the most-recommended checking account offers of the month ...

Learn how these common accounts compare (and why you should probably use both) ...

Ally Bank reports that interest checking accounts offer typical features plus interest earnings, making them a flexible ...

We all use our checking accounts for the basic purposes — direct deposit of our paychecks, paying monthly bills and making debit card purchases. And while usually you’re seeing money leave your ...