Virginia Evans, Crown, $28. 2. Heart the Lover: Lily King, Grove Press, $28. 3. The Secret of Secrets: Dan Brown, Doubleday, $38. 4. The Loneliness of Sonia and Sunny: Kiran Desai, Hogarth, $32. 5.

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California prohibits the use of credit history to reject applicants with housing assistance without considering pay stubs and other alternatives.

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