Michigan drivers keep hearing the same thing: “Your insurance is expensive because of No-Fault.” But is that actually true? In this livestream, I’m breaking down: What No-Fault auto insurance really means (no fluff) How PIP, unlimited medical, and lawsuits factor into your premium What changed after auto reform — and what didn’t Whether No-Fault is the villain… or just the convenient scapegoat What actually drives rates up in Michigan compared to other states No politics. No insurance company ta