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FICO vs VantageScore: Understanding What Lenders Really Look At 👀 Let’s clear this up 👇🏽 ✨ Examples: • You see 720 on Credit Karma (VantageScore) but a lender pulls 688 FICO for your car loan. • Your VantageScore jumps fast after paying down a card, but your FICO moves slower. • You have a thin credit file and your VantageScore looks decent, but your FICO is lower because it wants more history. 📌 Pro tip: Most mortgage lenders use FICO, not VantageScore. Always ask: “Which score model are yo
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